Flexible Spending Account (FSA) Savings Calculator

See how much you can save on eligible health and day care expenses.

Step 1

Step One: Input Spending on Eligible Expenses

Estimate My Health Care FSA Expenses

A health care FSA covers medical, dental and vision expenses that you would otherwise pay out of pocket.

Enter Annual Health Care FSA Contribution $ Amount cannot exceed $2,750

Not sure? Estimate Your Annual Expenses

Office visit co-pays $

Specialty care, including chiropractic, psychiatric, physical therapy and other services $

Laboratory or x-ray charges $

Hospital, surgical or outpatient procedures $

Prescription drugs $

Eligible over-the-counter items $

Dental services $

Vision services $

Other medical expenses $

Estimate My Dependent Care FSA Expenses

A dependent care FSA covers the cost of most types of caregivers who watch your dependents while you work.

Enter Annual Dependent Care FSA Contribution $ Amount cannot exceed $5,000 Only whole numbers are allowed

Not sure? Estimate Your Annual Expenses

Day care center or nursery school $

Au pair or in home care $

Before and after school care $

Summer camp $

Elder care $

Other dependent care expenses $

Step 2

Step Two: Select Your Tax Bracket

Select the option that best meets your combined Federal and State tax rates in the box below.

Step 3

Step Three: See Your Savings

Click the Calculate My Savings button below to see your savings.

Annual amount contributed to FSA

Income Tax Bracket

This FSA Savings calculator was created by Optum Financial to be illustrative of typical results of typical participants in similar type benefits programs. The accuracy of the results are predicated upon the input provided by the user, and as such, Optum Financial disclaims the accuracy of any results shown. This calculator is intended merely as a planning tool and is not meant as tax or investment advice. Before taking any action based upon the results provided, please consult with a tax consultant or expert.

Flexible spending accounts/arrangements (FSAs) are administered on behalf of your plan sponsor by Optum Financial and are subject to eligibility and restrictions. Please contact your plan administrator with questions about enrollment or plan restrictions. The content on this website is not intended as legal or tax advice. Federal and state laws and regulations are subject to change.