Health Savings Account Calculators
- Figure out your maximum contribution
- Estimate your tax savings with an HSA
- See how your savings may grow over time
What you'll need before you start:
- Your type of medical coverage - individual or family
- The year and month when your medical coverage takes effect
- Your federal income tax bracket
- Your state income tax rate, if your state has an income tax
Health savings accounts ("HSAs") are individual accounts offered by Optum BankSM, Member FDIC. Optum Bank HSA calculators are provided as reference tools based on the information you provide. Due to the complexity of federal and state laws and regulations, and your unique individual circumstances, results provided are estimates only, the accuracy or applicability of which are not and cannot be guaranteed. Actual results may vary. The calculators do not validate information provided and do not consider variables such as eligibility, distributions, self-directed investments, account fees, and changes in laws and regulations. The calculators do not provide and are not intended to provide legal, tax, or investment advice. Please contact a competent legal or tax professional for personal advice.
Optum Bank's HSA calculator is intended to be used as a reference tool only. Your actual maximum contribution, tax savings and future savings may vary depending on a number of factors (such as variations in other payroll taxes, income or medical expenses and changes in state or federal tax laws or regulations.) The content of this communication is not intended as legal or tax advice. Federal and state laws and regulations are subject to change.